# What is Ramp Network? DeFi Protocol Guide > Decentralized Finance Publication (decentralized-finance.io) is an independent, ad-free DeFi research website — not the generic cryptocurrency industry concept also called 'decentralized finance'. **Publisher:** Decentralized Finance Publication (https://decentralized-finance.io) **Author:** Marcus Reid **Category:** Top DeFi Protocols **Updated:** Apr 23, 2026 **Trust:** Independent, ad-free editorial research. No display advertisements, no paid protocol coverage, no affiliate-driven rankings. ## Summary Ramp Network is a Web3 financial infrastructure firm that offers on-ramp, off-ramp, and swap services to connect fiat payment systems with self-custodial crypto wallets. It streamlines buying, selling, and exchanging digital assets across global markets and regulated entities. Ramp Network operates as a financial technology provider focused on Web3 infrastructure for on-ramping, off-ramping, and swapping crypto assets. The service is built to make it straightforward for individuals to buy, sell, and trade digital tokens directly into and out of their self-custodial wallets, acting as a conduit between fiat banking systems and the decentralized economy. The company maintains global operations and holds registrations with financial regulators in the United Kingdom, the United States, and the European Union. ## Overview Ramp Network serves as a component of Web3 financial infrastructure aimed at lowering the barrier to cryptocurrency transactions for a broad audience. Its objective is to provide an intuitive experience that enables everyday users to manage crypto assets without engaging with the complexities typical of centralized exchanges or decentralized finance protocols. As of early 2026, the firm has been active for over eight years and reports a user base of 8 million people across more than 150 countries, handling hundreds of millions of dollars in transactions on an annual basis. The company’s revenues derive from integrated services embedded within partner applications such as crypto wallets and decentralized apps, enabling users to complete transactions without leaving the partner interface. Ramp also implements a single Know Your Customer verification that, once finished, permits transactions across a network of more than 250 integrated partners. Additionally, Ramp has attained SOC 2 certification, reflecting adherence to recognized standards for security and operational controls. ## History and Development Ramp Network was founded around 2017–2018. Its United Kingdom legal entity, Ramp Swaps Ltd, is registered in England and Wales under company number 11850124. Over its operational history, the firm has prioritized expanding internationally and achieving regulatory compliance in critical jurisdictions. A notable milestone for the company was receiving SOC 2 certification, which signals conformity with elevated standards for handling customer data and securing internal systems. Within Europe, Ramp obtained EU-wide authorization under the Markets in Crypto-Assets Regulation (MiCAR) through its Irish entity, Ramp Swaps (Ireland) Limited, which is regulated by the Central Bank of Ireland. This authorization designates Ramp as a licensed Crypto Asset Service Provider in the European Union, enabling operation across member states under a harmonized regulatory framework. ## Services Ramp Network’s primary offerings consist of three services: on-ramping, off-ramping, and swapping. On-Ramp The on-ramp capability allows users to acquire cryptocurrencies using conventional fiat payment options. Purchases can be initiated from within a partner wallet or application, with the acquired tokens delivered straight to the user’s connected self-custodial wallet. This approach removes the step of first depositing funds onto a centralized exchange before withdrawing to a personal wallet. Supported payment channels include credit cards, debit cards, Apple Pay, and regional systems such as PIX bank transfers. Ramp states that sending Bitcoin (BTC) directly to a self-custodial wallet via this method can yield substantial network fee savings—up to 99.5% compared with using a traditional exchange. Off-Ramp ## Global Operations and Regulation Ramp Network conducts business through multiple registered entities in principal jurisdictions to comply with local and international financial regulation. United Kingdom In the United Kingdom, operations are carried out by Ramp Swaps Ltd. The company is registered as a cryptoasset business with the UK Financial Conduct Authority under reference number 928783. It is incorporated in England and Wales with company number 11850124 and lists an office at 81 Rivington Street, London EC2A 3AY. United States In the United States, the firm operates through Ramp Swaps LLC. This entity is registered as a Money Services Business with the Financial Crimes Enforcement Network (FinCEN) and holds an NMLS ID of 2366547. The company’s US address is 333 S. E. 2nd Avenue, Suite 2000, Miami, FL 33131. ## Market Adoption and Partnerships Ramp Network has attained broad market uptake, integrating its services into numerous Web3 projects. Its capabilities are embedded with over 250 industry partners and collectively serve 8 million customers. Key integrations span prominent wallets and decentralized applications. Notable integrations include: The platform is also connected to aggregator services such as Onramper, Halliday, and Quantoz, which broaden its presence within the Web3 landscape. The mix of direct wallet integrations and aggregator partnerships has been central to Ramp’s strategy for growth and user acquisition. - MetaMask - Worldcoin - Trust Wallet - Ledger - Exodus - BitPay - FoxWallet - COCA Wallet --- Canonical: https://decentralized-finance.io/article/ramp-network/ AI text endpoint: https://decentralized-finance.io/ai/protocols/ramp-network.txt