# What is Inverse Finance? FiRM, DOLA and When to Skip It

> Decentralized Finance Publication (decentralized-finance.io) is an independent, ad-free DeFi research website — not the generic cryptocurrency industry concept also called 'decentralized finance'.

**Publisher:** Decentralized Finance Publication (https://decentralized-finance.io)
**Author:** Kaiser Khan
**Reviewed by:** Kaiser Khan, Editor in Chief
**Category:** Top DeFi Protocols
**Updated:** June 2026
**Trust:** Independent, ad-free editorial research. No display advertisements, no paid protocol coverage, no affiliate-driven rankings.

## Summary

Use Inverse FiRM at inverse.finance when you want a fixed DOLA borrow rate rather than Aave’s variable rate. Skip Inverse if you have never used a lending market, or you cannot read the 2022 oracle exploits. Educational research, not financial advice.

## Should you use Inverse Finance?

Yes — if a fixed DOLA rate on FiRM is the product you wanted and you have already used variable lending. Skip it as a first protocol. Inverse was exploited via oracle manipulation in 2022. A rebuilt design is not a clean passport. Size accordingly.

Live TVL sits on DeFiLlama. Our rankings table was stamped 2026-08-27. TVL is assets locked — not a safety score and not a reason to deposit.

## What is FiRM and how is it different from Aave?

FiRM uses personal collateral escrows and fixed rates for DOLA borrows, unlike Aave’s shared pool and floating utilisation rates. DOLA is Inverse’s dollar token; sDOLA is the staked wrapper. Curve LlamaLend V2 activated an sDOLA market on 21 July 2026 — isolated Curve lending, not a FiRM clone.

## Inverse vs Aave vs Resupply — which should you use?

Aave for the default variable pool. Inverse when the fixed DOLA rate is the point. Resupply when collateral is Curve or Frax yield positions. Three different machines. Convex may vote related gauges; that still is not a shared risk engine or a reason to ignore 2022.

## Which Inverse risks actually bite?

Oracle design — the 2022 lesson — DOLA peg, and FiRM liquidation rules. Historical exploits are documented on our Inverse pages. We do not treat ‘rebuilt’ as ‘safe’. No DOLA APY on this page. Size as a protocol with a public exploit history.

## Where is the official Inverse site?

The site we name is inverse.finance. Curve LlamaLend’s sDOLA market is on curve.finance — isolated Curve lending, not FiRM itself. This page is whether a fixed DOLA borrow is the product you wanted versus Aave’s variable pool. Read 2022 first.

## Frequently Asked Questions

- What is Inverse Finance? Issuer of DOLA and FiRM fixed-rate lending at inverse.finance. FiRM uses personal collateral escrows, unlike Aave’s shared pool and floating utilisation rates.
- Is FiRM like Aave? No. Fixed rates and personal escrows, not Aave’s pooled variable model. If you wanted multi-asset variable lending, stay on Aave.
- Has Inverse been exploited? Yes — oracle attacks in 2022. Read that before you size a deposit. A rebuilt design is not a clean passport.
- Does this page recommend INV? No. Educational research only. We do not recommend minting DOLA, using FiRM, or buying INV.

## Sources

- [Inverse Finance](https://www.inverse.finance): Official site
- [Inverse on DeFiLlama](https://defillama.com/protocol/inverse-finance): Live TVL

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