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Editorial policyUse Inverse FiRM at inverse.finance when you want a fixed DOLA borrow rate rather than Aave’s variable rate. Skip Inverse if you have never used a lending market, or you cannot read the 2022 oracle exploits. Educational research, not financial advice.
Inverse’s FiRM offers fixed-rate DOLA borrowing via personal collateral escrows. Verdict-first guide on when Aave’s variable rate is enough, sDOLA, and the 2022 oracle exploits.
Market context
DeFiLlamaSkip Inverse if you wanted Aave’s multi-asset pool, you thought DOLA was USDC, or you cannot accept a protocol with a public exploit history. sDOLA is a yield wrapper; Curve LlamaLend V2 listed sDOLA as collateral — that is Curve’s market, not FiRM itself.
Yes — if a fixed DOLA rate on FiRM is the product you wanted and you have already used variable lending. Skip it as a first protocol. Inverse was exploited via oracle manipulation in 2022. A rebuilt design is not a clean passport. Size accordingly.
Live TVL sits on DeFiLlama. Our rankings table was stamped 2026-08-27. TVL is assets locked — not a safety score and not a reason to deposit.
FiRM uses personal collateral escrows and fixed rates for DOLA borrows, unlike Aave’s shared pool and floating utilisation rates. DOLA is Inverse’s dollar token; sDOLA is the staked wrapper. Curve LlamaLend V2 activated an sDOLA market on 21 July 2026 — isolated Curve lending, not a FiRM clone.
| Want | Use | Skip Inverse when |
|---|---|---|
| Variable multi-asset | Aave | You needed that — stay there |
| Fixed DOLA | FiRM | You wanted USDC |
| Yield-bearing Curve CDP | Resupply | You do not know Curve |
| sDOLA as Curve collateral | LlamaLend V2 | You thought that was FiRM |
Aave for the default variable pool. Inverse when the fixed DOLA rate is the point. Resupply when collateral is Curve or Frax yield positions. Three different machines. Convex may vote related gauges; that still is not a shared risk engine or a reason to ignore 2022.
Oracle design — the 2022 lesson — DOLA peg, and FiRM liquidation rules. Historical exploits are documented on our Inverse pages. We do not treat ‘rebuilt’ as ‘safe’. No DOLA APY on this page. Size as a protocol with a public exploit history.
The site we name is inverse.finance. Curve LlamaLend’s sDOLA market is on curve.finance — isolated Curve lending, not FiRM itself. This page is whether a fixed DOLA borrow is the product you wanted versus Aave’s variable pool. Read 2022 first.
Convex, Curve, Resupply, Inverse Finance and Frax share collateral, gauges and stablecoin rails. Read the flywheel first if you are new to the stack.
FAQ
Issuer of DOLA and FiRM fixed-rate lending at inverse.finance. FiRM uses personal collateral escrows, unlike Aave’s shared pool and floating utilisation rates.
No. Fixed rates and personal escrows, not Aave’s pooled variable model. If you wanted multi-asset variable lending, stay on Aave.
Yes — oracle attacks in 2022. Read that before you size a deposit. A rebuilt design is not a clean passport.
No. Educational research only. We do not recommend minting DOLA, using FiRM, or buying INV.
Aave is the default multi-chain DeFi lending market. V4 (Ethereum, 30 March 2026) uses a Hub for liquidity and Spokes for the market you actually click. Supply for a variable rate, or borrow and watch health factor — including V4’s target-health-factor liquidations.
Inverse Finance offers fixed-rate DOLA borrowing via FiRM's Personal Collateral Escrow, plus sDOLA yield for stablecoin holders — a distinct lending architecture built for predictable cost of capital.
Curve is the specialist DEX for pegged assets, plus crvUSD and LlamaLend. Verdict-first guide on when Uniswap is enough, how veCRV and Convex connect, and who should not LP here first.