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SparkLend vs Aave (2026)
Sky Protocol's lending front-end built on Aave V3 forks versus using Aave directly — incentives, GHO/DAI lineage, and rate subsidies.
Updated June 2026
| Criteria | SparkLend | Aave V3 |
|---|---|---|
| Built on | Aave V3 codebase | Native Aave V3 |
| Governance | Sky / MKR ecosystem | Aave DAO |
| Stablecoin tie-in | USDS, sUSDS, DAI lineage | GHO |
| Incentives | Sky subsidies possible | Merit / Aave incentives |
| Neutrality | Sky-aligned | Protocol-agnostic |
Verdict
SparkLend can offer subsidised USDS borrow rates via Sky's D3M; Aave offers broader asset coverage and neutral governance.
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